Insurance without inspection - saving on your safety

2024 Author: Erin Ralphs | [email protected]. Last modified: 2024-02-19 11:42

After the introduction of new amendments to the legislation on the new rules for technical inspection, many questions remained unanswered. There were whole legends about how insurance is taken without technical inspection. Particular difficulties arose among buyers of used cars, but due to the adoption of recent amendments to the legislation, these difficulties have been eliminated.

Insurance without technical inspection is now possible immediately after purchasing a car. Previously, after the purchase, it was still necessary to get to the maintenance point on your own, and then return to the office to receive the policy. Often, on the way of this route, traffic police officers came across, who rented rooms and issued fines for lack of insurance. The amendments made helped to get rid of such difficulties within 15 days. At this time, you will be given a PTS with a special mark and transit numbers. Such measures allow you to calmly go through all the necessary procedures and return to the office of the OSAGO insurance company. In any case, a technical inspection is mandatory and without ityou won't get the policy.

It should be noted that some car owners deliberately, while others, due to forgetfulness or lack of time, forget to receive a full-fledged policy after 15 days. An expired policy is treated the same as its absence, for which you can be fined and withdraw numbers.

Insurance without technical inspection is considered a violation of the law, but there are some nuances here. The fact is that if you try to illegally acquire a policy by presenting an expired MOT, then you will be refused. And if you didn’t pass the inspection at all, then they will sell it without any questions. Such insurance without inspection seems meaningless, but the fact is that most insurers themselves facilitate this by making additional changes to the application.

But you, as a car owner, should be aware that in the event of an accident, you may be denied compensation for harm under such insurance and you will have to pay the entire amount yourself. In this regard, we recommend that you find out how much insurance costs, choose the most reasonable price and purchase a policy. After all, later such savings can cost you many times more.

Today, many legislators admit that the start of this reform was unsuccessful. Many were simply not prepared both informationally and technically to work in a new direction. Supporters of a complete abolition argued that it is necessary to undergo maintenance at least once every six months in order to identify and fix problems in time. However, statistics show that today's maintenance standards allowfix many serious breakdowns, such as steering wheel play.

You need to be fully aware of your responsibility as a result of the cancellation of MOT. Unfortunately, a large percentage of accidents occur due to malfunctions in the car, and the complete abolition of technical inspection will completely remove the obligation from car owners to eliminate serious malfunctions in time. Insurance without inspection in this case is not only saving money and time on the positive side, but also increases the chances of an accident on the negative side.